Benefits of Purchasing/Refinancing
There’s great personal satisfaction in having a home you can call your own and pass on to future generations. We’re committed to helping you enjoy every benefit of home ownership.
The home you work hard for can now work hard for you. Renovate your home. Pay tuition. Consolidate debt. Purchase a large item. It’s the convenient simple way to get the cash you need.
We offer a broad range of programs to help you gain the benefits in purchasing your home or refinancing your current loan:
- Equity – over the years, homeowners have the opportunity to build equity and receive a great return on their investment.
- Cash Access – Homeowners can borrow against their equity or turn it into cash when they sell their property.
- Tax Advantages – The interest paid is typically tax-deductible (Consult your tax advisor regarding deductibility of interest).
- Security – Unlike rent, a homeowner’s fixed rate mortgage payments cannot increase.
- Investment – Homeowners can make renovations that reflect their personal styles and possibly raise the value of their homes.
- Accommodating – Purchase or refinance your primary residence, second / vacation home or investment property.
- Flexible – Financing for 1- to 4-unit properties, condominiums, modular and factory-built home.
- Reduced Payments – Lower your monthly payments and interest expense with Adjustable Rate Mortgage (ARMs) featuring fixed payments for up to five years.
Whatever your home financing needs, we are ready to help with a broad range of programs, money-saving options and personalized service.