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Money Management

A Tool to Organize Your Financial Life

Money Management is a free online financial management tool integrated into BancFirst's personal online banking. Our Money Management tool gives you the ability to aggregate information from over 10,000 financial institutions into one place, so you can see your complete financial picture. With Budget, Spending and Trend tools, Account Aggregation, and the ability to set Alerts and financial Goals, you have the power to take control of your finances and simplify your life.

Below is an outline of a few of the most popular features of BancFirst's Money Management. Beginning January 17, 2018 you can enroll in Money Management through Personal Online Banking.

Budgets

BancFirst's Money Management allows you to set, visualize and interact with budgets you set. You can create custom budget categories, change monthly allocations, view historical monthly budgets and change projected income.

Budgets

At a glance, you will be able to determine:

  • the status of budget goals
  • an account's balance
  • your spending progress
  • relationship of balances to other budgets

Spending

Spending

Get powerful insights on where, when, and how you spend.

Users can select information from a date range, view income sources, and categorize transactions.

Trends

The Trends tab offers a visualization of spending within categories over a specific period. Users can drill into subcategory views and see transaction details, track income, and define the date range over 3, 6, 9 or 12 months.

Account Aggregation

Once you’ve aggregated your accounts from multiple financial institutions, you will have an easy and convenient way to view your financial landscape.

Account Aggregation

You can change account reference names, balances, credit limits or place a description of the purpose of your accounts. All of these features make an easy at-a-glance way to view your accounts.

Goals

With Money Management, users can manage and visualize their financial goals on a timeline. Users can create a goal, name it, and associate it with an internal or external account.

Goals

They can also change the amount and priority of each goal, as well as the total amount available overall.

Transactions

The Transactions tab shows an aggregate view of all transactions from internal and external accounts. Users can filter the view by account or date, as well as search the data for any keyword or amount.

Transactions

Tax deductible transactions can be marked throughout the year, and then filtered for easy access while filing taxes. Other functions include the ability to add manual transactions, and export the list to a .csv file.

Debts

The Debt tool enables users to manage a debt plan from their aggregated liability accounts. Users can view balances, APR, last payment date, and minimum payment.

Debts

They can also project debt payoff dates and prioritize the payoff of certain debts.

Net Worth

The Net Worth function of Money Management shows a user’s net worth over time. Users can view each month and see how certain transactions affect overall net worth.

Cash Flow

The Cash Flow feature identifies recurring deposits and payments to show spending trends in a clear, simplified view. Account holders can see the impact of additional recurring payments and take action by planning for future expenses.

Alerts

The Alerts notification system can send SMS and/or email messages based on a users preferences.

Alerts

Alerts include:

  • Exceeded Budgets
  • Debt Payment Reminder
  • Low Account Balance
  • Large Deposit
  • Large Expense/Withdrawal
  • Fee Charged

To enroll in Money Management, login to Personal Online Banking and click the Money Management tab.