Individual Retirement Accounts

Start planning now for the best years of your life.

Tax breaks help you save more.

Traditional and Roth IRAs available

Variety of tax advantages

Choice of investment terms

Do all those things you've dreamed about.

Everyone has their own ideas about the perfect retirement. But whether your vision includes playing with grandchildren or hiking the Grand Canyon, BancFirst can help make it reality. Our experienced bankers will explain the tax advantages and other benefits of Traditional and Roth IRAs, and show you how an early start on your savings can lead to a more comfortable lifestyle.

Traditional IRA

  • Fixed-rate or variable rate account options available
  • In many cases, annual contributions are deductible
  • All interest earned is tax-deferred until withdrawal
  • No IRS penalties for withdrawals after age 59 1/2
  • Minimum distributions are required beginning at age 72
  • Consult your tax advisor for additional details


Roth IRA

  • Fixed-rate or variable rate account options available
  • After-tax contributions are not tax deductible
  • All interest earned is tax-deferred and withdrawals are tax-free
  • Contributions are allowed after age 70 if individual has earned income
  • No minimum distribution required 
  • In some cases, Roth IRA funds can be used for home purchasing or higher education costs
  • Consult your tax advisor for additional details

BancFirst is a full-service bank with branches throughout Oklahoma.

Loyalty Checking Account

Enjoy countless benefits and added perks for only $5 a month.

  • Cell phone protection
  • Prescription discounts
  • Accidental death insurance

Customer Service
Outside Oklahoma
Hours of Operation
  • M-F: 7 a.m.-10 p.m.
  • Sat: 8 a.m.-10 p.m.
  • Sun: Noon-10 p.m.

Open all holidays except Easter, Thanksgiving, and Christmas.