Personal Checking Accounts
With all these choices, there's surely one that fits your lifestyle.
Great features with every account.
Mastercard debit card with rewards
Free mobile deposits
Online and mobile banking
At BancFirst, we offer personal checking accounts with a variety of advantages. The good news is that every one of them is designed for total convenience. Compare our checking accounts to find the combination of features, fees, and balance requirements that fit the way you bank.
- Cell Phone Protection*
- Accidental Death Insurance
- 24/7 roadside assistance
- One waived overdraft fee per month
- Interest bearing with check access
- 2 free orders of BancFirst single wallet style checks per calendar year
- No overdraft fees
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Loyalty Checking Account
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Performance Checking Account
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E-Connect Checking Account
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BancFree Checking Account
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| Minimum Balance Fee | none | $7.50 if average ledger balance below $500 | none | none |
| Transaction/Withdrawal Fee | none | If average ledger balance below $500, 10 withdrawals** free per statement cycle; $0.15 per extra withdrawal | none | none |
| Interest Bearing | no | Yes, minimum collected balance $500 | no | no |
| Unlimited Check Writing | yes | yes | Checks not permitted | yes |
| Non BancFirst ATM Fee | $1.50 | $1.50 | none | $1.50 |
| Paper Statement Fee | Free | Free | e-Statements required | $3.00 |
| e-Statements | Free | Free | Free | Free |
How to choose a checking account
Start by thinking about how you manage your money. Do you prefer banking online, visiting a branch or both? Will you need to write checks or use ATMs regularly? Look for an account that makes your everyday banking convenient.
Next, compare monthly fees, minimum balance requirements and other potential costs. If a fee can be waived, make sure the requirements fit your budget and banking habits. Features like mobile deposits, account alerts and online bill pay may also help you manage your account.
Finally, consider whether extras like interest or account benefits offer value you’ll use. The right checking account should fit your routine, keep costs manageable and make it easy to access your money.
To learn more or to open a checking account, submit an online application, contact us or visit one of our branches in Oklahoma.
*Cell phone bill must be paid from your Loyalty Checking account.
**Withdrawal fee applies only to checks, paper drafts, and ACH (electronic) debits.
Full account disclosures available upon request.