Home Mortgage Loans

We look forward to welcoming you to the neighborhood.

Find a loan that's as sweet as your home 

When you're hunting for a home, you focus on everything from the floor plan to the neighborhood. When you're deciding on a mortgage, there are just as many details to consider - interest rates, repayment plans, down payment totals and credit requirements. At BancFirst, we offer many types of mortgages, and our loan professionals are committed to helping you find one that's a perfect fit.

Fixed-Rate Mortgages

Loans range from 10 to 30 years and feature stable monthly payments.

Adjustable-Rate Mortgages

Lower initial rates can hold down monthly payments for the first few years. After the introductory period, rates are periodically adjusted.

Federal Housing Administration (FHA) Loans

Government-backed loans feature lower down payments and more flexible credit guidelines. Often ideal for first-time homebuyers.

VA Loans

Current service members, veterans and reservists are eligible for loans that feature lower rates, no down payments and no private mortgage insurance requirement.

USDA Rural Development Loans

People who want to buy property in rural areas or certain suburbs can qualify for loans with low interest rates and flexible credit guidelines.

HUD Section 184 Mortgages

Members of Native American tribes can qualify for fixed-rate loans with smaller down payments and other features similar to FHA loans.


Accomplish your financial goals with purposeful refinancing. We’re here to help you make the right choice for your situation.


Whether you're buying your first home or looking for a new one, we’re here to help you understand the steps so you can focus on finding the right home.

Mortgage Loan Officers

With an average 10 years experience, our mortgage loan officers are pros that care. Find one near you to start a relationship and begin your journey.



To learn more or to apply for a home mortgage loan, submit an online application, contact us or visit one of our branches in Oklahoma.

Credit Cards

From great rewards to extra-low rates, there's a card for every wallet.

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Customer Service
Outside Oklahoma
Hours of Operation
  • M-F: 7 a.m.-10 p.m.
  • Sat: 8 a.m.-10 p.m.
  • Sun: Noon-10 p.m.

Open all holidays except Easter, Thanksgiving, and Christmas.