Home Equity Loans & Lines of Credit

Money that can take your life to another level 

Put your home's value to work for you.

Credit line or traditional loan

Affordable rates

Flexible repayment plans

Start tackling everything on your to-do list.

With BancFirst's Home Equity loans, almost anything is possible. Expand, repair or remodel your house, take the family on a trip, cover tuition costs, or make that major purchase you've been putting off. Our experienced lenders can calculate exactly how much equity you have in your home, how much you can borrow, and help you choose between a traditional loan or a line of credit.

Home Equity Loans

  • Get all your loan money upfront 
  • Fixed or adjustable rate loans 
  • Interest payments may be tax-deductible (consult your financial advisor)

Home Equity Line of Credit

  • Access your line of credit at any time for any reason
  • After one streamlined application, you can advance as often as you wish
  • Variable interest rate
  • Pay interest only on amount borrowed
  • Easily access funds through special checks or Online or Mobile Banking

To learn more or to apply for a home equity loan or home equity line of credit (HELOC), contact us or visit one of our branches in Oklahoma. 

Credit Cards

From great rewards to extra-low rates, there's a card for every wallet.

  • Unmatched service & convenience
  • EMV smart chip technology
  • Fraud monitoring tools

Customer Service
Outside Oklahoma
Hours of Operation
  • M-F: 7 a.m.-10 p.m.
  • Sat: 8 a.m.-10 p.m.
  • Sun: Noon-10 p.m.

Open all holidays except Easter, Thanksgiving, and Christmas.