Whether the credit needs of your business are short-term or long-range, basic or specialized, BancFirst will tailor a plan to fit your needs.
For more information about commercial lending, please contact your local BancFirst.
WORKING CAPITAL LOANS
The cycle of your business determines your cash flow requirements. Whether you need to finance account receivables, purchase inventory, or borrow short-term for other business purposes, a BancFirst working capital line of credit may help to provide the cash flow you need.
For business expansion, equipment, or other long-term capital requirements, a term loan may be what you need to help your company grow. A BancFirst term loan may help ease the daily decisions necessary to effectively operate your business while preparing for the future.
We specialize in commercial and residential construction lending. Builders have the use of our BancFirst mortgage lenders for permanent home loans, too.
REAL ESTATE LOANS
Expanding your building? Moving to a new location? A real estate loan from BancFirst may give you the financial room you need to grow your business.
The oil and gas industry plays an important part in the economy of Oklahoma and BancFirst has the experience to help. Our energy specialists can assist in providing your oil or gas business the financial resources you need to acquire or explore properties or to assist in any aspect of your energy operations.
As long as settlers have been in Oklahoma, BancFirst has provided financing for Oklahoma farmers and ranchers. BancFirst has lenders who specialize in agribusiness and can work with you to develop the options you need to meet your financial demands. BancFirst is also one of Oklahoma’s largest participants in the various guaranteed loan programs offered by the Farm Services Agency.
SPECIAL PURPOSE LOANS
Business borrowing needs don’t always fit into a neat, pre-defined category. BancFirst offers lenders with diverse backgrounds and specialized expertise who are familiar with the unique business demands of today’s economy. They can structure a loan that fits your individual requirements.
BancFirst is a Certified and Preferred Lender with the Small Business Administration. Our team of SBA specialists utilize their experience to tailor a loan to the individual needs of your business. Additional information is provided in our SBA Services section.