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At BancFirst we want your banking experience to be easy and convenient. That’s why we’ve designed checking accounts with your individual needs in mind. We have an account for virtually every need and lifestyle, from students to those over 50, all brought to you with the knowledge and service you won’t find at any other bank. With all of our checking options, you’ll be sure to find one that fits your needs. And no matter which account you choose, BancFirst offers convenience and services that allow you to stay in touch with your money.

  • Large statewide network of conveniently located branches and Automated Teller Machines (ATMs)
  • Free ATM transactions at any BancFirst location
  • BancFirst Debit Card – Looks like a credit card, but works like a check 
  • Free online Internet banking with Free Personal Online Banking 
  • Online BillPay services 
  • Daily Data Line – 24-hour automated account information from the convenience of your telephone 
  • Overdraft protection options available 
  • Image Statement or e-Statement available

For more information about personal checking accounts, please contact your local BancFirst

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Loyalty Checking

A premium checking account filled with benefits you can enjoy.

  • $5.00 monthly service charge
  • Cell Phone Protection (up to $600 per claim/2 claims per year)
  • $20,000 Accidental Death and Dismemberment Insurance
  • Roadside Assistance
  • Shopping, Travel & Entertainment Discounts
  • WellCard Rx Health Discounts*
    *This is not medical insurance
  • Personal Estate Guide
  • Access online or via mobile app

Start taking advantage of the Loyalty Checking benefits by opening your account today.

Loyalty checking account holders may access their benefits online by clicking here (registration required).

Performance Checking

Combines the best features of a checking and a savings account, with interest on a minimum daily balance.

  • Minimum collected balance for interest to accrue is $500
  • Convenient imaged checks & statements on pre-punched 3-hole paper
  • No maintenance or transaction fees if account maintains a $500 average ledger balance
  • If average ledger balance drops below $500
    • $7.50 monthly service charge
    • $0.15 per withdrawal starting with the 11th withdrawal per monthly statement cycle. Withdrawal fee applies only to checks, paper drafts and ACH items (electronic drafts).

Seniority Checking

A special packaged checking account for those age 50 or better!

  • No minimum balance requirements, monthly maintenance fees or transaction fees
  • BancFirst Seniority personalized wallet-style checks
  • No fee for Cashiers Checks or Money Orders
  • Notary services

BancFree Checking

A BancFirst checking account, free of monthly account fees!

  • E-Statements Required
  • No minimum balance requirements, monthly maintenance fees or transaction fees
  • $3.00 paper statement fee (Optional)

E-Connect Account

  • $2.50 monthly fee
  • Easy Access via debit card and electronic transfers
  • Mobile App access to account information and statements
  • No transactions allowed using checks
  • Overdrafts are not permitted with this account