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Personal Loans

BancFirst offers a wide range of financing options for those times in your life–and those things in your life–that may require some extra cash. No matter what your borrowing needs may be, you can always find flexible financing options. Our team of experienced loan officers works with you to find the right loan to fit your needs. You'll receive a competitive interest rate, a monthly payment you can live with, and a variety of repayment options to choose from.

For more information about personal loans, please contact your local BancFirst.


A home equity loan is a convenient way to borrow money–and one of the smartest! BancFirst makes it easy and affordable for you to access the equity in your home for a variety of needs. In many cases, the interest you pay may be tax deductible. (Consult a tax advisor regarding the deductibility of interest.)

Home Equity Line of Credit

There's a lot of money in your home. You put it there yourself as an investment. A Home Equity Line of Credit is your key to putting that money to work for you. And it's easy. Our experienced staff helps you calculate exactly how much equity you've built up and how much you can borrow against it. Access to your line of credit is easy - you simply write a check! The best part is the interest you pay on your home equity line of credit may be tax deductible, unlike most other personal borrowing. (See your tax advisor for more details regarding deductibility of interest. )

  • Borrow up to 100% of your home's value or up to $100,000
  • One Application - One Approval
  • Access your line of credit by writing a check

Home Improvement Loans

With a BancFirst Home Improvement Loan you can fix up or add on to your home without putting a major dent in your budget. By using the equity in your home to make needed improvements, you may be able to save on your taxes too. (Consult a tax advisor regarding the deductibility of interest.)


With a full menu of home loan options, our specialists work with you to find the best fit for your individual needs, and most loans are approved within three days. Whether it's your first home, or your retirement home, at BancFirst we have the home loan you need with full service, in-house processing.

Click here to learn more about BancFirst mortgage programs.


Whether you need money for the vacation of a lifetime or to pay off a lifetime of credit cards, BancFirst can offer a flexible, affordable, personal loan to put all the things you want within your reach. And if you're shopping around for a new car, boat or RV, many times it's cheaper to get financing from your bank than from a dealer. When you apply– we reply–FAST!


Don't worry about accidental overdrafts when you can take advantage of BancFirst's Command Cash. With Command Cash, when a check is presented that would overdraw your checking account we make automatic advances to cover the check. Let BancFirst cover the worry...and the check!