Zero Balance Account

Consolidate funds to increase cash flow and maximum earnings.

Disburse and concentrate cash to maximize your cash flow.

Maximize funds in operating account

Reduce accounting workload

Cut down overdraft risks

Move money into and out of your main account.

Businesses often have a variety of bank accounts, earmarked for everything from weekly payroll to yearly tax bills. But there's no reason to keep big balances in these accounts when there are no expenses to cover. At BancFirst, we can automatically transfer excess funds from sub-accounts to your main operating account - and then move money back again when a transaction is required.

  • Eliminates time spent manually funding subsidiary accounts
  • Eliminates the need to constantly track account balances
  • Improves cash flow, as the added funds in your operating account can be used to cover expenses and make investments
  • Guards against overdrafts from your operating account 
  • Saves clerical and accounting department time and expenses

BancFirst is a full-service bank with branches throughout Oklahoma.

Merchant Services

Quick and secure payment processing to help your business run smoothly.

  • Support all major credit & debit cards
  • Accept EMV & mobile wallet payments
  • Solutions for every business size

Customer Service
Outside Oklahoma
Hours of Operation
  • M-F: 7 a.m.-10 p.m.
  • Sat: 8 a.m.-10 p.m.
  • Sun: Noon-10 p.m.

Open all holidays except Easter, Thanksgiving, and Christmas.