SBA 7(a) Loan

Fuel the growth of your small business.

Flexible repayment terms give you room to maneuver.

Borrow up to $5 million

Generous term lengths

Work with local lenders

It's clear why this program is so popular.

The SBA 7(a) program has provided countless Oklahoma small businesses with a financial shot in the arm. Though these are government-backed loans, you work directly with local BancFirst lenders to obtain working capital or affordable financing for everything from business expansion to equipment purchases.

  • Loans up to $5 million 
  • Loan terms of up to 7 years for working capital, up to 10 years for machinery and equipment, and up to 15 years for real estate
  • Financing for up to 90 percent of project costs
  • For collateral, BancFirst typically requires a first lien on the assets being acquired. If necessary, personal assets may be required as additional collateral.


Over 98% of all businesses are eligible for SBA 7(a) loans, which can also be used for refinancing and debt reduction. Primary requirements include:

  • Retail: Less than $6 million in annual sales
  • Wholesale: Fewer than 100 employees
  • Manufacturing: Fewer than than 500 employees

To learn more or to apply for an SBA loan, contact a lender or visit one of our branches in Oklahoma. 

Corporate Credit Cards

Increase your spending power and help your business thrive.

  • Earn rewards on eligible purchases
  • $0 introductory annual fee
  • Safe & secure transactions

Customer Service
Outside Oklahoma
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  • Sun: Noon-10 p.m.

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