Mortgage Loan Officers


headshot of Heather Nickell

Heather Nickell

Vice President, NMLS # 1071752


Phone: (580) 250-2005
Cell: (580) 695-2906


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About Me

I was born in Oklahoma and have lived in the Lawton area all my life. My husband and I have raised two children here, and have kept busy with them over the years. We have a house divided as they say, in that our daughter attends OU, and our son, OSU. This makes for some interesting table conversations. We all enjoy snow skiing together and hitting the beach life in the summers months.

I have been in banking since 1997 and attended Cameron University here in Lawton. The mortgage application process can be a little overwhelming, and I am here to walk you through it and make it as easy as possible. I will listen to you and find the right mortgage program that best fits you and your family.

I look forward to hearing from you and helping your family get the home of their dreams.

Loan Options To Fit Your Needs

Fixed Rate Mortgage
FHA Mortgage
VA Home Loan

HUD Section 184
Rural Development Loan
Adjustable Rate Mortgage

Customer Service
Outside Oklahoma
Hours of Operation
  • M-F: 7 a.m.-10 p.m.
  • Sat: 8 a.m.-10 p.m.
  • Sun: Noon-10 p.m.

Open all holidays except Easter, Thanksgiving, and Christmas.